Instructions to Keep away from Nine of the Most Well-known Accident coverage Cases

Instructions to Keep away from Nine of the Most Well-known Accident coverage Cases On the off chance that you can stay away from auto cases, it will save you a group on your protection. The fees you pay are based, in part, on your driving history and past claims. While no one wants to get into an accident, they do happen from time to time. That's why we call them accidents, after all. Auto insurance is an important part of protecting you and your property. Even more, it can save you time and injuries if you can keep your car and its occupants safe. Here are nine of the most common auto insurance claims and tips on how to avoid them. The automatic claim: rear shock A rear-end collision is one of the most common car accidents and one of the most preventable. Aside from bad weather and road conditions, most rear-end accidents are the result of overly attentive or inattentive driving. The easiest way to avoid this type of collision is to put your phone down while driving. According to the National Highway Traffic Safety Administration, in 2016, more than 480,000 vehicles were involved in a fatal crash in which the driver was using a cell phone. In March 2016, the U.S. Department of Transportation's National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety acknowledged that 20 national automakers will add automatic braking to all new cars by 2022. This new safety feature will help "prevent accidents and save lives," said U.S. Transportation Secretary Anthony Foxx. Today, more than four automakers have begun adding automatic brakes to their new cars, well ahead of the 2022 deadline. The Auto Claim: Windshield Damage Windshield breakage and crush claims top this list, but many drivers don't believe this type of damage is preventable. While you can't keep rocks and pebbles on the ground, you can take steps to avoid common windshield damage situations. Most chips and breaks come from rocks tossed into the air by huge trucks, snow evacuation hardware and other street flotsam and jetsam. In the event that you can stay away from these trucks and circumstances, you're helping your windshield and your wallet out. For example, if you live in an area with dirt and gravel roads, keep your distance when trucks are entering or leaving an unpaved road. In frequently snowed-in and icy areas, leave enough space between you and other vehicles. If you see snowplows ahead, add extra distance as plows often place gravel on the road to help improve traction on potentially icy roads. The auto claim: damage to a parked vehicle A 2016 survey found that 15% of drivers collided with a parked car, and 1.7 million people admitted to leaving the scene afterward. While you can't always avoid parking garages, you can take steps to protect your vehicle and its items. If you have a garage, it is the safest place to park. When you are away from home, avoid parking too close to other cars. Try to park away from sharp turns, curves and driveways where someone could hit or scratch your car as you drive by. Auto Crime: Theft from a parked vehicle No matter where your car is parked, there is always a risk of theft. By taking a few precautions when you leave your car, you can reduce the chances of a thief getting in.Never leave your resources on display when you leave your vehicle. Spot them inside your vehicle's control center, in a bolted trunk or take them with you. When stopping, ensure you are in a sufficiently bright region, particularly around evening time. The automatic claim: backup accident Backup accidents are more common than you think. Whether you're leaving a shopping center or pulling out of your own driveway, an accident can easily happen. That's why NHTSA now requires all new cars to have a backup camera, which we'll see starting with all 2019 models. The auto claim: single car accident According to a report from the Insurance Institute for Highway Safety, 55% of fatal accidents in 2016 involved a single vehicle. This statistic translates to more than 20,000 deaths. Again, outside of weather-related incidents, most of these accidents are preventable. These accidents cause huge traffic jams or may even contribute to more accidents. Drowsy driving is a factor that can lead to car accidents. Drivers who fall asleep at the wheel are incredibly dangerous. According to a terrifying study by the AAA Foundation for Traffic Safety, one in five fatal accidents in the United States involves a drowsy driver. Younger drivers are more likely to drive while drowsy than older, more experienced drivers, according to the survey results. Road rage can also lead to a single car accident due to an immediate reaction. A 2016 AAA study found that nearly 80 percent of drivers "expressed anger, aggression or road rage...at least once in the past year." There are new technologies to ensure that cars stay in the right lane, even if the driver nods, but it will be a long time before they reach most cars on the road. In the meantime, never risk driving after drinking, using drugs or at any time when there is a slight possibility that you will not be able to reach your destination safely. The auto claim: hail damage Hail Alley, where Nebraska, Colorado and Wyoming meet, experiences an average of seven to nine days of hail per year, according to the National Severe Storms Laboratory. Common damage includes numerous vehicles with broken windshields, dented hoods and water damage. Tip: Using your garage for extra storage may seem like a great way to add more space to your home, but it may not be worth it if it means your car won't be protected in case of severe weather. It's best to park where your car is covered, if possible, during the stormy summer months. The Auto Claim: Personal Injury Back and neck wounds are extremely normal in auto crashes. Even a small dent in the fender can result in whiplash, back and neck pain and other minor injuries. At higher speeds and at intersections, injuries become more severe. The best way to avoid injury is to follow traffic laws and always wear a seat belt.When in doubt, the more current the vehicle, the more secure it is. Over time, the government and car manufacturers introduce new safety standards and technologies, such as the back-up cameras and anti-collision systems mentioned above. If you can afford to drive a newer, safer car with the best safety ratings, upgrading is one of the best options you have to avoid injury in the event of an accident. The Auto Claim: Intersection Accident Busy and confusing intersections are ripe for an accident, but they can happen at any intersection at any time. Never assume that other drivers will obey traffic signals and be alert as they approach an intersection. As you prepare to leave after stopping at a red light, take a moment to look for other drivers speeding through the yellow light. If you are the driver approaching a yellow light, make a prudent decision and hit the brakes. This will not only save you, but also pedestrians walking near the scene. The Government Roadway Organization works with urban areas, states, insurance agencies, transportation specialists and other concerned residents to make crossing points as protected as could be expected. In any case, it's dependent upon us as drivers to settle on the best choices to assist everybody with getting their objections securely. Find ways to remain safe As a driver, you have the ability to drive securely and find ways to keep away from these normal protection claims. This will assist with guaranteeing that you and your family are more secure with every other person out and about. As a little something extra, driving securely and staying away from cases can get a good deal on accident protection.